U.S. Asset Realty Lenders

Alterra Home Loans

  • NameJosh Garcia
  • LicenseNMLS 89426
  • Phone203-606-4398
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I have been in the mortgage industry since the early 90’s. My experience in Processing, Underwriting and Operations allowed me the advantage of having a solid background when I became a Rookie Loan Officer in 1998. As a result, I have been able to grow in this business despite the many turns and changes we have all experienced. As a Bilingual Loan Officer with solid experience and un compromised integrity over the past 20 years, I have been able to work with many families to secure just the right mortgage loan and assist them in achieving their dream of homeownership. My passion is assisting buyers with an excellent home financing experience, while at the same time assessing the best financing options available to them. My knowledge, honesty, professionalism and commitment have allowed me to create a strong client base and establish solid relationships with Realtors and Referral Partners. It is my pledge to continue offering my clients and referral sources the same outstanding service and commitment to excellence while at the same time making it easier to get families into homes which is the basis of our business. This is the primary reason I have joined Alterra Home Loans as our Culture and Commitment go hand in hand.

About U.S. Asset Realty

U.S. Asset Realty is a Minority Owned Real Estate Company with offices in White Plains NY, Stamford CT. Stratford CT and Hartford CT. We currently service government entities and major corporations such as Fannie Mae, HUD, Fay Servicing, Xome, Ocwen, Shellpoint, Dakota Assets etc . We have managed over a 1000 units and we are active on the Landlords association. We know all State and local codes to keep properties compliant. We know all the State and Local laws so that we protect our client’s interest. We are a hardworking and dedicated agency that I believe would be able to assist anyone looking to sell or who want to purchase a property. We are members of Greenwich Board of Realtors, Bridgeport Board of Realtors, New Haven Board of Realtors, Hartford Board of Realtors as well as Hudson Gateway Board of Realtors in NY. We have sold over 3000 homes between NY and CT. We specialize in selling homes that are hard to sell. Trust in us with your real estate needs as our current clients do now!

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